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Canadian Lending Platform

As one of Canada's largest commercial mortgage lenders, BGO, via the Sun Life debt platform, is a market leader in providing real estate financing solutions for primarily industrial, retail, office, and apartment building properties. Through our regional branch structure, we have developed deep relationships with local, regional, and national real estate owners in all of Canada's major mortgage markets.

With three distinct product lines (Fixed-Term - Conventional & CMHC-Insured, Construction Lending, High-Yield), our team is able to help our clients execute on their investment plans. Our dedicated focus on timely execution reinforces our commitment to our partners.

bg-canada-lending

Construction

$10M - $90M+ (CAD) • 1 - 3 years

Provide land financing, residential, and commercial construction financing

Loan Size: $10M - $90M+ (CAD)
Property Types: Residential property including land, land development, condominiums, townhouses, and single-family units. Commercial property including multifamily purpose built rental, industrial, office, retail, and selectively other asset classes.
Location: Major urban markets across Canada
LTV: Up to 75%
Term: 1 - 3 years
Loan type: Senior loans

Contact:

Montesir.Shirazi@bgo.com

 

Langley, British Columbia

$46.3M (CAD) • 18 months

  • 1st mortgage for construction of a 128-unit condo project

Fixed-Term

$10M - $200M+ (CAD) • 1 - 25 years

Provide fixed-term financing on income producing commercial and residential assets

Note – our fixed-term financing offering includes both conventional and CMHC-insured loans

Loan Size: $10M - $200M+ (CAD)
Property Types: Retail, office, industrial, multi-family residential (conventional and CMHC-insured)
Location: All major urban centres across Canada
LTV - Conventional: Up to 75%
LTV - CMHC-insured: Up to 85% (exclusive of premiums and fees)
Term: 1 - 25 years
Loan type: Senior loans

Contacts:

Marc.Boudreau@bgo.com (Eastern Region)
Lynda.Jones@bgo.com (Ontario Region)
Cody.Schlosser@bgo.com (Prairie Region)
Paul.Herra@bgo.com (British Columbia Region)

 

Brampton, Ontario

$42M (CAD) • 5 years

  • 1st mortgage on two newly constructed industrial assets

High-Yield

$5M - $30M+ (CAD) • 1 - 4 years

Acquisition finance, refinance, redevelopment/capex. Take tactical debt and real estate equity positions at the higher yield segment of the capital stack for asset repositioning or development.

Loan Size: $5M - $30M+ (CAD)
Property Types: Office, retail, residential, land and selectively other asset classes
Location: Canada
LTV: Up to 90%
Term: 1 - 4 years
Loan type: Senior, junior and mezzanine loans; term and bridge loans; participating debt

Contact:

Becky.Lee@bgo.com

 

Bolton, Ontario

$5.8M (CAD) • 18 months

  • 2nd mortgage to facilitate renovation and lease-up of the retail centre