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Lending

BGO's global lending platform provides flexible real estate financing across Canada, the U.S., and Europe/UK - backed by local expertise, tailored solutions, and trusted borrower relationships.

BGO's global lending platform delivers comprehensive real estate financing solutions across Canada, the United States, and Europe/UK. With dedicated regional teams and deep local expertise, we provide flexible capital across asset classes and loan structure to support acquisitions, development, and long-term value creation.

Our integrated approach combines execution strength, tailored structuring, and strong borrower relationships, positioning BGO as a trusted partner in markets worldwide.

$0B+

Loans originated in the UK & Europe since 2001

Top 0

Among Canada's largest commercial mortgage lenders

$0B+

Loans originated in U.S. Debt business since 2012

Lending Platform

Canada

Construction

Provide land financing, residential, and commercial construction financing

Loan Size

$10M - $90M+ (CAD)

Term

1 - 3 years

LTV

Up to 75%

Loan type

Senior loans

Location

Major urban markets across Canada

Property Types

Residential property including land, land development, condominiums, townhouses, and single-family units. Commercial property including multifamily purpose built rental, industrial, office, retail, and selectively other asset classes.

Contact

Montesir Shirazi

montesir.shirazi@bgo.com

Case study
pic-can-lending-construction-01-1

Langley

British Columbia

$46.3M (CAD) • 18 months

1st mortgage for construction of a 128-unit condo project

Canada

Fixed-Term

Provide fixed-term financing on income producing commercial and residential assets.

Note – our fixed-term financing offering includes both conventional and CMHC-insured loans

Loan Size

$10M - $200M+ (CAD)

Term

1 - 25 years

LTV

Conventional: Up to 75%
CMHC-insured: Up to 85% (exclusive of premiums and fees)

Loan type

Senior loans

Location

All major urban centres across Canada

Property Types

Retail, office, industrial, multi-family residential (conventional and CMHC-insured)

Contact

Marc Boudreau

(Eastern Region)

marc.boudreau@bgo.com

Harry Namgung

(Ontario Region)

harry.namgung@bgo.com

Doug MacLean

(Prairie Region)

doug.maclean@bgo.com

Paul Herra

(British Columbia Region)

paul.herra@bgo.com

Case study
pic-can-lending-fixed-term-02

Brampton

Ontario

$42M (CAD) • 5 years

1st mortgage on two newly constructed industrial assets

Canada

High-Yield

Acquisition finance, refinance, redevelopment/capex. Take tactical debt and real estate equity positions at the higher yield segment of the capital stack for asset repositioning or development.

Loan Size

$5M - $30M+ (CAD)

Term

1 - 4 years

LTV

Up to 90%

Loan type

Senior, junior and mezzanine loans; term and bridge loans; participating debt

Location

Canada

Property Types

Office, retail, residential, land and selectively other asset classes

Contact

Montesir Shirazi

montesir.shirazi@bgo.com

Case study
pic-can-lending-high-yield-01

Bolton

Ontario

$5.8M (CAD) • 18 months

2nd mortgage to facilitate renovation and lease-up of the retail centre

U.S.

U.S. Value Add Lending

Loan Size

$20 - $250MM (USD)

Term

1 - 5 years

LTV

Up to 85%

Pricing

Competitive, primarily floating rate

Loan Type

Acquisition, refinance, opportunistic recapitalizations, capital improvement, lease-up, redevelopment/adaptive reuse, construction/development

Location

Primary and secondary U.S. Markets

Asset Classes

All asset classes, inclusive of niche property types

Contact

Abbe Franchot Borok

abbe.borok@bgo.com

Joe Herzog

joe.herzog@bgo.com

All commercial mortgage origination and asset management services are provided under the BentallGreenOak brand by Sun Life Assurance Company of Canada, or one of its affiliates, in reliance on appropriate mortgage licensing or exemptions from licensing.

No solicitation is made hereby of borrowers in any jurisdiction where prohibited by law.

U.S.

U.S. Core Lending

Loan Size

$5 - $50MM (USD)

Term

5 - 25 years

LTV

Up to 75%

Pricing

Competitive, primarily fixed rate

Loan Type

Stabilized Loans to core properties

Location

Primary and Secondary U.S. Markets

Asset Classes

Primarily industrial and multifamily

Contact

Abbe Franchot Borok

abbe.borok@bgo.com

Kerrianne Lappin

kerrianne.lappin@bgo.com

All commercial mortgage origination and asset management services are provided under the BentallGreenOak brand by Sun Life Assurance Company of Canada, or one of its affiliates, in reliance on appropriate mortgage licensing or exemptions from licensing.

No solicitation is made hereby of borrowers in any jurisdiction where prohibited by law.

UK / Europe

UK / European Lending Platform

Acquisition finance, refinance, finance of discounted payoffs, redevelopment/capex

Loan Size

5M - 200M (EUR/GBP)

Term

1 - 7 years

LTV

Up to 85%

Loan type

Senior, junior, whole and mezzanine loans

Lending focus

  • Transitional assets or locations
  • Repositioning / redeveloping plays
  • Rapid reaction debt where certainty and timing are vital
  • Higher leverage loans
  • Subordinated loan
  • Senior loans on stabilized assets

Location

UK and Europe

Property Types

Office, logistics, residential, student housing, hotel, retail and selectively across other asset classes

Contact

European Lending Team

+44 (0) 207 866 8823

manja.stueck@bgo.com

72 Welbeck Street, London, W1G 0AY, United Kingdom

All commercial mortgage origination and asset management services are provided under the BentallGreenOak brand by Sun Life Assurance Company of Canada, or one of its affiliates, in reliance on appropriate mortgage licensing or exemptions from licensing.

No solicitation is made hereby of borrowers in any jurisdiction where prohibited by law.

Case study
pic-uk-europe-lending-01

Greater London

UK

LTC: 67% • Term: 4 years • Amortization: none

This project involved the origination of senior debt for the acquisition and refurbishment of an office property located in Greater London, UK. The sponsor undertook refurbishment of the asset to provide for a Class A office.

  • Location: Greater London
  • Property Type: Office, mid 80's
  • Property Size: 100,000 sf
  • Occupancy: 100%
  • WALT: 0.25 years to expiry
  • Tenancy: International electronics company
  • Business Plan: Once vacant possession is obtained, apply for planning to increase floor area, refurbish to a Grade A office and re-let space